A simple 5-step personal finance plan Spend less than you earn, make more money, and live frugally. Do something sensible with the difference. Control your own destiny.
Designing 2022 budgetary living Now that I'm flush with cash, and I decided to leave some of it uninvested (so, in cash), I'm holding about €40K on a basic savings account. But I'm considering trying to see if I can live on a budget. The idea is to
Financial situation: September 2021 I shared my last update at the end of June 2021 [https://www.mykaizenway.com/financial-situation-june-2021/]: Financial situation: June 2021I shared my last update at the end of May: Financial situation: May 2021I shared my last update at the end of April: Financial situation: April 2021I shared my first update
Financial situation: June 2021 I shared my last update at the end of May [https://www.mykaizenway.com/financial-situation-may-2021/]: Financial situation: May 2021I shared my last update at the end of April: Financial situation: April 2021I shared my first update in March, then shared another update, and now I’m developing my spreadsheet to
Financial situation: May 2021 I shared my last update at the end of April [https://www.mykaizenway.com/financial-situation-april-2021/]: Financial situation: April 2021I shared my first update in March, then shared another update, and now I’m developing my spreadsheet to follow more things. Financial situation updateIn my March Financial update[https://www.mykaizenway.
Financial situation: April 2021 I shared my first update in March [https://www.mykaizenway.com/financial-situation-march-2021/], then shared another update [https://www.mykaizenway.com/financial-situation-update/], and now I'm developing my spreadsheet to follow more things. Financial situation updateIn my March Financial update[https://www.mykaizenway.com/financial-situation-march-2021/], I forgot toinclude a special
Rethinking car ownership Cars are expensive. —No shit, Einstein?! Here's my car's breakdown: * €450/month repayment * €50/month gasoline * €1300/year insurance * €200/year services/maintenance cost TOTAL: €7,5K/year. In the coming season, I'll also need a new set of tires (~€1,6K) which totals